

We're hearing lots of chatter about mortgage rates these days. Will they continue to rise? By how much? Should I buy now to avoid higher rates?
These are all valid questions, and, unfortunately, there's no crystal ball. However, if you've found a home you like, your mortgage lender might be able to help.
Most lenders offer mortgage-rate locks for consumers who want to protect themselves against future mortgage rate increases. The conditions of rate locks vary from lender to lender, so here are some questions to help you learn everything you need to know before signing.
What is a mortgage-rate lock?
Mortgage rates go up and down, but the process of getting a mortgag...

Experience Ballyhack!
Located in the heart of Virginia's Blue Ridge Mountains, Ballyhack is a premier, private golf club and retreat for members and guests from around the world. Ballyhack features a Lester George-Signature championship golf course and the highest-quality course conditioning, facilities and amenities.
In addition to the golf club, spectacular home sites surround the course, spanning 370 acres and featuring sweeping views of the course and mountains. With lot sizes from 0.7 to 2.0+ acres, Ballyhack is conveniently located near downtown Roanoke and Smith Mountain Lake. Charlotte, Greensboro, Raleigh, Durham and Richmond are all within just a few hours.

If you've made the decision to buy a home or sell yours, the next step is hiring a Roanoke-area Realtor to represent you. After all, this is possibly the largest single transaction you'll make in your life. You need expert, professional guidance to ensure a smooth closing.
But with hundreds of Realtors in the Roanoke Valley, how do you choose?
Well, if you're selling, head on over to my blog post that outlines 4 questions to ask a listi...

Investing in commercial real estate in the Roanoke Valley or near Smith Mountain Lake can be an extremely lucrative move, but deciding which type of property to invest in can be confusing. By getting a deeper understanding of all your options, you can make an informed decision that minimizes risk and maximizes your return. The following are the most common types of commercial real estate options for investors:
Office space
Office buildings fall into two general categories: urban and suburban. Urban offices are often tall buildings or skyscrapers located in core sectors of a city, while most suburban offices are smaller buildings often grouped into office parks. Offices are grouped into four different classes: